From working capital to equipment financing, our funding solutions are designed to match the real financial needs of growing businesses — not a one-size-fits-all product.
Working capital is the lifeblood of any business. When cash flow gaps threaten your ability to pay staff, stock inventory, or service clients, our working capital loans provide fast, flexible access to the funds you need to stay in motion.
Unlike traditional bank loans, our working capital solutions are underwritten based on your business performance — not just your credit profile. We look at revenue trends, operational history, and growth trajectory.
The right equipment is the difference between bidding jobs and winning them. Our equipment financing solutions let you acquire essential assets — machinery, vehicles, technology, kitchen equipment — without depleting the operating capital you need to run your business day-to-day.
Equipment financing is structured around the useful life of the asset, giving you manageable payments that align with the revenue the equipment generates.
Revenue-based financing is designed for businesses with strong sales volume but variable cash flow. Instead of fixed monthly payments, repayment is structured as a percentage of your future revenue — so payments naturally scale down during slower periods and up during strong months.
This product is ideal for seasonal businesses, e-commerce operations, restaurants, and any business where revenue fluctuates meaningfully throughout the year.
When you're planning a significant expansion — opening a new location, renovating a facility, launching a new product line, or hiring a leadership team — a business term loan provides the capital structure that matches the timeline and scale of your vision.
Our business term loans offer fixed repayment schedules with transparent terms, so you can build them into your financial projections with confidence.
A business line of credit gives you standing access to a pool of capital without requiring you to draw it all at once. Draw what you need, when you need it, and pay interest only on your outstanding balance.
Lines of credit are the most flexible funding tool in a business owner's arsenal — ideal for managing cash flow gaps, covering payroll during slow periods, and seizing opportunities that demand fast action.
If your business invoices clients with net-30, net-60, or net-90 payment terms, you're sitting on capital that's already earned but hasn't arrived yet. Invoice financing turns those outstanding receivables into immediate cash — so you can keep operating at full capacity without waiting for your clients to pay.
This product is particularly valuable for B2B service providers, contractors, staffing agencies, and manufacturers with long payment cycles.
Most of our products require a minimum of 6 months in operation. Some structured term loan products require 2+ years of operating history.
Minimum monthly revenue requirements vary by product — typically starting at $10,000/month in gross business revenue. Higher revenue qualifies for larger funding amounts.
We look at the full picture — not just your FICO score. We fund businesses across the credit spectrum, with products available even for early-stage or credit-challenged businesses.
We fund most industries including retail, food service, construction, healthcare, professional services, and more. A small number of restricted industries may not qualify.
Typical requirements include recent business bank statements, a completed application, and basic business formation documents. We keep paperwork minimal.
We fund businesses across all 50 US states. While we're headquartered in Brooklyn, NY, our lending is national in scope with local expertise.
Not sure which product fits your situation? Our team will work through the options with you — no pressure, no obligation — and recommend the structure that makes sense.
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